Insured, centrally-produced title for refinance packaged with centralized settlement services and a mobile notary signing for maximum efficiency.

• Transaction type: Refinance

• Maximum loan amount: $1,500,000

• Product turn time: Under 4 days average nationwide

• Availability: all states except DE and NM

Benefits:

• Standardized and simplified commitment format with curative grade

• Full coverage through short-form Alta, widely accepted on secondary market

• No title qualification process or affidavit required
  Simplified 10-tier title rate structure and nationwide settlement fee

Insured, centrally-produced title for refinance title only; no settlement services (recording coordination required through lenders advantage).

• Transaction type: Refinance

• Maximum loan amount: $ 1,500,000

• Product turn time: under 4 days average nationwide
  Availability: all states except DE and NM

Benefits:

• Standardized and simplified commitment format

• Full coverage through short-form Alta, widely accepted on secondary market

• Manage quality, turn time and cost by in-sourcing the settlement process

• Simplified 10-tier title rate structure and flat recording coordination fee

Centralized ordering and delivery for insured and non-insured title can be packaged with local first american settlement services or centralized lenders advantage settlement and mobile notary.

• Transaction type: equity, refinance and purchase.

• Maximum loan/sale amount: No maximum (except LCP)

• Product turn time: Varies by product

• Availability: All states (except LCP)

Benefits:

• Nationwide source for LVI, property report, LCP and Alta products

• Electronic ordering, tracking and delivery of title products

• Easily fits wholesale & retail - no process standardization or training required

• Flat, nationwide settlement fee (available for centralized settlement only)
   

OneRate -This innovation in refinance title and settlement services for California mortgages, that qualify as a prime loan, offers unprecedented simplicity and savings. For one low rate you get a complete package of standard services to close your file. There are no added miscellaneous fees to this rate. The only additional charge will be for recording fees. Make a call to one of our California centers to learn more about OneRate and how you can save your customer hundreds of dollars in closing costs.